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Test Drive T&Cs

Summary of Terms and Conditions

  1. Driver Acceptance Criteria
  • Age 21 to 85 inclusive with a full valid UK or permitted non-UK driving licence held for at least 12 months.
  • No more than 9 penalty points accrued in the last 3 years.
  • No disqualifications in the last 5 years.
  1. Under 21 Driver Acceptance Criteria
  • Age 18 to 20 inclusive with a full valid UK driving licence held for at least 12 months.
  • No LCV loans and no disqualifications or revocations.
  • Cars up to £20,000 in value only. £9.51 per day premium with a £500 customer excess.
  1. Insurance Cover Details and Exclusions
  • Comprehensive cover with no exclusions relating to the driver’s profession.
  • It is the centre’s responsibility to ensure that all drivers meet the terms and conditions of insurance and all are eligible to drive the vehicle. GB driver eligibility must be checked online or by calling DVLA.
  • Additional drivers are permitted subject to being named and meeting the Driver Acceptance Criteria.
  • Only for demonstrations or courtesy loans for customers or employees. Only for use in the UK and RoI.
  • Employee insured for personal or private use. Business use excluded except for attending training courses.
  • Theft by hirer is covered. It is subject to a £1,000 excess, or 15% of vehicle value, which ever is greater. A vehicle tracker must be fitted for vehicles over £55,000 to qualify for theft cover.
  • The consequential damage of using the incorrect fuel is covered.
  • Permitted non-UK licence holders are subject to double the excess of a UK licence holder.
  • Customers’ personal effects are not covered.
  • International licence holders are not covered with the exception of EU, Swiss, USA, Canada, Australia and New Zealand.
  • Not for taxi hire, hire and reward or courier business purposes. Not for track or off road use.
  • Towing is permitted but cover excludes damage or theft to any trailer or contents
  • No customer owned vehicles. Maximum of 7 passenger seats per vehicle.
  • LCV is limited to 3.5t GVWR.
  • Vehicle loaned subject to a credit hire agreement cannot be insured under this policy.
  1. Insurance Premium Rates and Excess Values

 

Car value less than £40,000: 

  • £3.86 per loan per day Max £61.76 per month £50 excess
  • £3.17 per loan per day Max £50.72 per month £250 excess
  • £3.01 per loan per day Max £48.16 per month £500 excess
  • £2.85 per loan per day Max £45.60 per month £750 excess
  • £2.75 per loan per day Max £44.00 per month £1,000 excess

Car value £40,001 to £55,000: 

  • £4.97 per loan per day Max £79.52 per month £50 excess
  • £4.23 per loan per day Max £67.68 per month £250 excess
  • £3.58 per loan per day Max £57.28 per month £750 excess
  • £3.48 per loan per day Max £55.68 per month £1,000 excess

Car value £55,001 to £75,000: 

  • £6.34 per loan per day Max £101.44 per month £500 excess

Car value £75,001 and above:

  • £8.45 per loan per day Max £135.20 per month £1,000 excess

LCV value less than £40,000:

  • £4.23 per loan per day Max £67.68 per month £50 excess
  • £3.17 per loan per day Max £50.72 per month £500 excess
  • £2.75 per loan per day Max £44.00 per month £1,000 excess

LCV value £40,001 to £55,000:

  • £4.23 per loan per day Max £67.68 per month £500 excess

LCV value £55,001 to £75,000:

  • £6.34 per loan per day Max £101.44 per month £500 excess

LCV value £75,001 and above:

  • £8.45 per loan per day Max £135.20 per month £500 excess

Any registered vehicle (taxed or trade plated) which is the property of the centre or in their custody and control

can be insured. All vehicle values are SIV, exclude VAT, margin and include any write-downs. All rates include IPT at 12%.

Insurance premium is charged in 24 hour periods on a per loan basis. Once a vehicle has reached its maximum monthly premium it will incur no further cost that month.